Credit that fits your needs
Simple, transparent financial products delivered through our network of regulated lending partners.
Instant Personal Loan
Quick funds for medical needs, travel, weddings, education or home upgrades.
- Loan amount from ₹10,000 to ₹5,00,000
- Flexible repayment tenures
- Minimal documentation, 100% online
Business Loan
Working capital to manage cash flow, buy inventory or grow your business.
- Amount based on business profile
- For self-employed & MSMEs
- Offers from multiple lenders
Free Credit Score
Track your credit health and learn how to improve it before you borrow.
- Reports from leading bureaus
- Instant result
- Does not affect your score
Get your loan in 4 easy steps
A simple, guided journey from application to disbursal.
- 1
Share your details
Tell us a little about yourself and how much you need.
- 2
Complete digital KYC
Verify your identity online in a few quick taps.
- 3
Compare offers
Review offers from our lending partners and pick the best fit.
- 4
Receive funds
Sign digitally and get money straight into your bank account.
Plan your loan with confidence
Move the sliders to see your monthly EMI and total cost before you apply.
Monthly EMI
₹9,415
- Principal amount
- ₹2,00,000
- Total interest
- ₹25,953
- Total payable
- ₹2,25,953
Indicative figures only. Actual rates are decided by the lending partner.
Frequently asked questions
Quick answers to the things people ask us most.
DhanCap is a digital lending platform that connects you with RBI-registered banks and NBFCs so you can apply for a loan online, compare offers and get funds without paperwork.